Disclaimer and Privacy Statement

DISCLAIMER

THE MATERIAL AND INFORMATION IN THIS SITE IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. INSURANCE ASSOCIATES, INC., AND ITS SUBSIDIARY, INSURANCE ASSOCIATES AGENCY, INC., (INSURANCE ASSOCIATES) DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. INSURANCE ASSOCIATES DOES NOT REPRESENT OR WARRANT THAT ANY OF THE INFORMATION PRESENTED ON ITS WEB PAGES, THIS WEBSITE OR ON THE INTERNET GENERALLY, WILL BE UNINTERRUPTED OR ERROR FREE, THAT ERRORS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER FROM WHICH IT IS ACCESSED ARE FREE FROM VIRUSES, WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS.

In no event shall Insurance Associates be liable for any cost or damages (whether direct, indirect, special, incidental or consequential) arising out of or in connection with the use of, or the inability to use this website. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page of this website is distributed with the understanding that Insurance Associates is not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assumes no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.

INTELLECTUAL PROPERTY

Unless otherwise noted, the graphic images, buttons, layout, and text contained in this web site is the exclusive property of Insurance Associates, or used with permission, and may not be copied or distributed, in whole or in part, without the express written consent of Insurance Associates. Permission is granted to print copies of Insurance Associates’ web pages, and to display and use these web pages with a computer solely for personal use.

HYPERLINKS

Insurance Associates cannot guarantee that the hyperlinks, pointer or other linking functions (hyperlinks) set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks are developed and possibly maintained by persons over whom Insurance Associates has no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, Insurance Associates assumes no responsibility for the content of any sites referenced to by any hyperlink or otherwise. Insurance Associates believes that making hyperlinks available to publicly accessible web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. You may not provide hyperlinks to this website without prior written consent of Insurance Associates.

DATA PROTECTION

Insurance Associates is committed to respecting the privacy of your personal information and considering current technology, has taken all reasonable measures to do so. Insurance Associates is not obligated to monitor any transmission made through the respective web pages and newsgroups. However, Insurance Associates has the right, but not the obligation, to monitor any transmission made to and for this website. Insurance Associates may reproduce, use, distribute or disclose information transmitted to this site or collected through the use of this website. Such information shall be deemed to be non-confidential and that your communication may be read or intercepted by others. No obligation of any kind shall be attached to such information and that by transmitting information, no confidential, contractually implied or other relationship is created between you and Insurance Associates.

SOFTWARE QUALITY

Insurance Associates does not warrant that any information, software or other material accessible through Insurance Associates web pages is free of viruses, worms, Trojan horses or other harmful component. Insurance Associates assumes no responsibility and shall not be liable for any, direct, indirect, incidental or consequential damages that result from the use, access to, browsing in or downloading of any information, data, text, images or other material accessible through Insurance Associates’ web pages, this website or the website of any linked third parties.